BUYERS To Do LIST Before the Home Search
Regardless is you're a first-time buyer or repeat buyer, there is a hard & fast rule (well, not a rule, but great advise) and that is to meet with a lender and find out HOW MUCH CAN YOU AFFORD. This not only eliminates getting your hopes up for a house you can't afford, but it also saves you tons of time. Time, not spent previewing properties out of "your budget."
Many of you don't have a lender. If not, I can give you several names of lenders I've worked with over the years. You meet (or call) them, they'll go over a list of questions they need answered by you about your finances, and then they'll come up with a "comfortable" figure. Sometimes you may actually be able to afford more. Sometimes less.
Once the lender has come up with your "home buying purchase price," he/she will give you a "Pre-Approval" letter to give to me so that when we find your PERFECT home, I can submit it with our offer. Sellers LOVE to see this letter and it does help!!!
Helpful Links from California Assocaiation of Realtors (C.A.R.):

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BUYERS To Do LIST Before the Home Search
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Let's get ready to go find your mountain home.
Kat,
What a nice 'soft sell' post...and a great suggestion to boot...!!! Thanks, Fran
Fran: THANKS MUCH!!! I try my best to make it easy for buyers.
Love it Kat- Great way to get started. I think it really helps the buyers and agents from the beginning.
It makes sense to get pre-approved before going out looking, especially in this new age that doesn't just require you to fog a mirror.